The Bank of Ghana has warned the public against dealing with 20 mobile loan apps it says are providing digital credit services without its licence or authorisation.
According to Citi Newsroom, the central bank said the operators were breaching Ghana’s digital credit directive issued in September 2025, raising concerns about customer privacy and consumer protection.
The apps named are:
- Agile Loan
- AmanaPay
- CashWay
- Foutou Credit
- HastyCredit
- InsCash
- KudiNow
- LendAura
- Lever Credit
- LoanGlide
- NovaCedi
- Palm Loan
- PocketLoan
- Rite Credit
- SikaCare
- SikaNow
- Susu Loan
- Taploan Up
- Temivo Cedi
- Zatuloan
Banks, specialised deposit-taking institutions and payment service providers have also been cautioned against handling transactions for unlicensed lenders.
The central bank said it would work with relevant state agencies to investigate unauthorised providers and take enforcement action. It encouraged the public to report unlicensed lending activities as part of efforts to protect consumers and the financial system.
Source: Citi Newsroom